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Insurance certainly eases the pressure on a common person who depends on regular earnings to support his or her family.
Policy owner and the insured person Do keep in mind that the insured and the policy owner can be the same person or two different persons depending on the situation.
The insurer may get the matter investigated if it finds any kind of discrepancy in the claim or the cause of death of the insured person.
The other side You may be surprised to know that there have been cases in the past when life insurance policies were misused.
However, if you go country-wise, the system would be simple to understand.
In Australia, premiums paid through superannuation fund are taxable.Death is the only thing that is certain in this world.Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.The other type of policy is bought from an investment perspective.